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What savings will you find? Photo: iStock
Sure, Costco is the go-to spot for stocking up on groceries, ready-made meals and those jumbo packs of toilet paper. But did you know your membership unlocks way more than just bulk buys?
From budget-friendly prescriptions (even for your pets!) to discounted car and home insurance, savings on auto repairs, and even free tech support, Costco offers a treasure trove of perks that might surprise even the most seasoned shoppers. Ready to make the most of your membership?
Here are a dozen of the best ways to make the most of your Costco membership.
Discounted gift cards
Costco gift cards are like built-in discounts waiting to be grabbed! They’re always priced below their actual value — typically 20–25 percent less — making them a no-brainer for savings. Sold in multipacks, these gift cards aren’t just great for gifting; they’re also a smart way to save on your favorite restaurants and entertainment spots for your own family. So next time you pass by the gift card display, don’t just think about presents — think about saving some extra cash on places you already love to visit.
Low-cost prescriptions with or without insurance
With the Costco Member Prescription Drug Card Program, you can score discounts on medications at Costco pharmacies and partner locations. The best part? These savings apply to all members, including kids younger than 18 — and even your pets can be added as dependents. Just show your Costco card and your prescription discount card at checkout to unlock lower prices on meds, vaccines, medical devices and even lifestyle prescriptions. Need your meds delivered? Get them shipped to your door for free via USPS or opt for UPS delivery for a fee.
Vacation deals
Don’t hesitate to book your next vacation! From cruises to safaris, Costco offers great deals on vacation packages. Their in-house travel department uses negotiated rates to provide deals on flights, hotels and tours at affordable prices. There are adventure packages for Costa Rica, The Bahamas and Tahiti; family trips such as Disney World and Universal Studios; weekend getaways and even safaris. Many of these include perks such as Costco shop cards.
A new (or new-to-you) car
Did you know your Costco membership can help you score a great deal on a car? With the Costco Auto Program, members get exclusive savings on new and certified pre-owned vehicles, no haggling required. Costco partners with dealerships to offer prearranged, low prices, so you can skip the stress of negotiating. Just enter the basic info of the car you’re looking for on the Costco Auto Program website to browse cars, read reviews and connect with a partner dealer to see your special price. Plus, Costco’s member support team is there to guide you through the process, making car buying easier than ever.
Photo gifts
Turn your favorite memories into personalized gifts (at a major discount) thanks to Costco’s partnership with Shutterfly. As a Costco member, you’ll get an exclusive 51 percent off plus free economy shipping on orders over $30. Transform your best snapshots into cozy blankets, custom mugs, canvas prints, posters, calendars and more, all from the comfort of home. Just keep in mind a few exceptions: the discount doesn’t apply to 4x4 or 4x6 prints, app orders, sale prices, or in-store pickup. So go ahead, get creative, and save big on thoughtful, customized gifts!
Discounts on auto repairs
Another perk of the Costco Auto Program is discounted rates on parts, services and some accessories at participating auto shops. Visit the website to find a participating repair shop and then call Costco to get an authorization code. You can save up to $500 on select services.
Pet insurance
We love our furry friends but we don’t love big vet bills, especially when they are unexpected. Costco members can get a 15 percent discount on pet plans through Figo Pet Insurance. Costco also offers saving on life, auto, home, business and health insurance.
Truck rental
Moving? Costco members can save 25 percent just by being a member with Budget Truck Rental. Budget offers a variety of truck sizes and additional services to make your move a smooth experience.
Auto insurance
Your Costco membership doesn’t just save you money at the register — it can also reduce the cost of your car insurance. As a member, you’ll unlock exclusive discounts, while Executive Members get even more perks, like savings for safe driving, good grades, multiple vehicles and even lifetime renewability. Plus, members who get car insurance through Costco also receive free roadside assistance, so you’re covered when the unexpected happens. It’s just another way Costco helps you save, on and off the road.
Tech support
Tech troubles? No worries, Costco has your back. Whether it’s a glitchy TV, a confusing computer setup or a misbehaving appliance, Costco members get free tech support over the phone for many electronics and appliances purchased at the warehouse. So before you pull your hair out over a stubborn gadget, remember: if you bought it at Costco, expert help is just a call away.
Emergency meal kits
We all know we should be prepared for a natural disaster, but it’s hard to find the right items to stock and — most importantly — replace the food when it expires. Solve both problems at once with an emergency food kits from Costco. Pick up as many of these kits as you need for your family, and you won’t have to think about it again for 25 to 30 years.
Extended warranties
Through Costco Concierge Services, members receive extended warranties of up to two years for various purchases. This policy covers televisions, projectors, computers and most major appliances. You can get extended warranties for electronics at other businesses, but it’s usually at an extra cost.
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Editor’s note: This article was originally published several years ago and was updated most recently in March 2025 by ParentMap’s associate editor, Kari Hanson to ensure information is accurate and up-to-date.
