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The Best Discounts at Costco You Don’t Know About

More ways to save on everything from insurance to buying a new car

Published on: February 09, 2024


Everyone knows that you can get groceries, prepared dinners and giant packages of toilet paper at Costco. But did you know there are many member perks beyond buying in bulk? Low-cost prescriptions for your family (including pets), car and home insurance, discounts on auto repairs and even free tech support are just a few of the lesser-known benefits that might surprise even the savviest Costco members. Here are a dozen of the best ways to save at Costco on your next run.

Low-cost prescriptions, with or without insurance

The Costco Member Prescription Drug Card Program offers lower prices on medications at Costco pharmacies and partner pharmacies. These discounts can apply to any Costco member and kids younger than age 18. Even pets can be signed up as dependents. You will need to show both your Costco card and your member prescription drug discount card at the pharmacy to get the lower price. You also will be able to access less expensive vaccines, medical devices, preventative meds and lifestyle medications. You can have prescriptions delivered to your house via USPS for free, or via UPS for a fee. 

Discounted gift cards

Gift cards at Costco are a bargain because they always sell for less than the value of the card — essentially making these discount vouchers. Costco gift cards are packaged in multiples, and they are generally priced 20–25 percent less than the face value. So, when you cruise by the gift card display on your next Costco visit, consider buying gift cards to use for your own family at your favorite restaurants and other venues to save some cash. This is also a great deal if you are buying multiple cards to give as gifts.

A new (or new-to-you) car

Costco can even help you buy a car! The Costco Auto Program offers members-only savings on both new and certified pre-owned vehicles. The program partners with auto dealerships to offer prearranged pricing for members. Start by visiting the New Vehicle Research tab on the Costco Auto Program website to browse through new cars and reviews, then choose from a partner dealer to see the price. This program means no haggling and less time-wasting at the car dealership. You can also get member support at each step of the buying process to answer any questions you might have.  

Discounts on auto repairs

Another perk of the Costco Auto Program is discounted rates on parts, services and some accessories at participating auto shops. Visit the website to find a participating repair shop and then call Costco to get an authorization code. You can save up to $500 on select services.

Photo gifts

Costco partners with Shutterfly to offer discounted photo prints and gifts. You’ll need your membership number to get a 51 percent discount, plus free economy shipping on orders of $49 or more. Put a favorite snapshot on a blanket, mug, canvas, poster, calendar and more. Best of all, you can upload your photos and create your gift from home. This is a great deal but be aware of the exceptions: the discount does not include 4x4 or 4x6 prints, from the app, on sale prices or in-store pickup.

Pet Insurance

We love our furry friends but we don’t love big vet bills, especially when they are unexpected. Costco members can get a 15 percent discount on pet plans through Figo Pet Insurance. Costco also offers insurance saving on life Insurance, auto and home insurance, and business health insurance. 

Truck rental

Moving? Costco members can save 25 percent just by being a member with Budget Truck Rental. Budget offers a variety of truck sizes and additional services to make your move a smooth experience.

Auto Insurance

Members can get a discount on car insurance just for being a Costco member. Executive Members get even more perks, such as discounts for safe driving, good student, multiple cars and lifetime renewability. Members who get car insurance through Costco also receive free roadside assistance and towing up to $75 per occurrence. 

Vacation deals

Don't hesitate to book your next vacation! From cruises to safaris, Costco offers great deals on vacation packages. Their in-house travel department uses negotiated rates to provide deals on flights, hotels and tours at affordable prices. There are adventure packages for Costa Rica, Fiji and Denali; family trips such as Disney World and Universal Studios; weekend getaways and even safaris. Many of these include perks such as Costco shop cards. 

Tech support

For TVs, computers and more, troubleshooting can be difficult for non-techies. But never fear, Costco is here! Members can get free tech support over the phone for many electronics and appliances purchase from Costco. So next time you are frustrated with an electronic, whether it's a home theater system or a refrigerator, if you bought it at Costco, give them a call.

Extended warranties

Through Costco Concierge Services, members receive extended warranties of up to two years for various purchases. This policy covers televisions, projectors, computers and most major appliances. You can get extended warranties for electronics at other businesses, but it’s usually at an extra cost.

Emergency Meal Kits

We all know we should be prepared for a natural disaster, but it’s hard to find the right items to stock and — most importantly — replace the food when it expires. You can get emergency food kits at Costco. Pick up as many of these kits as you need for your family, and you won’t have to think about it again for 25 to 30 years.

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Editor’s note: This article was originally published several years ago and was updated most recently in February 2024.

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